Terms of Use

These Terms of Use ("Terms") govern your access to and use of the Loan Calculator: Payment & APR mobile application, website, and related services (collectively, the "Service"), operated by Loan Calculator: Payment & APR ("App," "we," "us," or "our").

By accessing or using Loan Calculator: Payment & APR, you agree to be bound by these Terms and the Privacy Policy. If you do not agree, you must not use the Service.

1. Description of the Service

Loan Calculator: Payment & APR provides informational tools, including loan calculators, APR comparison tools, and repayment schedule visualizations. These tools are designed to help users understand loan-related concepts and estimated repayment scenarios.

The Company does not offer, originate, arrange, or fund loans and is not a lender, broker, or credit decision-maker.

2. No Financial or Legal Advice

All information provided through Loan Calculator: Payment & APR is for informational and educational purposes only and does not constitute financial, legal, or credit advice.

You are solely responsible for evaluating any financial decisions and should consult qualified professionals as appropriate.

3. User Responsibilities

You agree to:

• Use Loan Calculator: Payment & APR only for lawful purposes
• Provide accurate inputs when using calculation tools
• Not interfere with the operation or security of the Service
• Not copy, modify, reverse engineer, or misuse any part of Loan Calculator: Payment & APR

You are responsible for all activity conducted through your use of the Service.

4. Calculations and Accuracy

All calculations and results generated by Loan Calculator: Payment & APR are estimates only. Actual loan terms, interest rates, payments, and costs may vary based on lender policies, credit profiles, and other factors.

The Company does not guarantee the accuracy, completeness, or applicability of any calculation results.

5. Intellectual Property

All content, software, designs, text, graphics, and trademarks associated with Loan Calculator: Payment & APR are owned by or licensed to the Company and are protected by applicable intellectual property laws.

Unauthorized use is strictly prohibited.

6. Third-Party Content and Services

Loan Calculator: Payment & APR may reference or link to third-party websites or services. The Company does not endorse and is not responsible for third-party content, products, or services.

7. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including warranties of accuracy, reliability, or fitness for a particular purpose.

8. Limitation of Liability

To the fullest extent permitted by law, the Company shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from or related to your use of Loan Calculator: Payment & APR.

9. Indemnification

You agree to indemnify and hold harmless the Company from any claims, damages, losses, or expenses arising from your use of Loan Calculator: Payment & APR or violation of these Terms.

10. Arbitration and Governing Law

These Terms shall be governed by and construed in accordance with applicable laws of the United States.

Any dispute arising out of or relating to these Terms or the Service shall be resolved through binding arbitration, except where prohibited by law.

11. Termination

We reserve the right to suspend or terminate access to Loan Calculator: Payment & APR at any time, with or without notice, for any reason, including violation of these Terms.

12. Changes to These Terms

We may update these Terms from time to time. Continued use of Loan Calculator: Payment & APR after changes are posted constitutes acceptance of the revised Terms.

13. Contact Information

Loan Calculator: Payment & APR
Email: support@moneymindsetclinic.com