Privacy Policy

Last Updated: February 4, 2026

This Privacy Policy ("Policy") explains how Loan Calculator: Payment & APR ("App," "we," "us," or "our") collects, uses, discloses, and protects information when you access or use the Loan Calculator: Payment & APR mobile application, website, and related services (collectively, the "Service").

This Policy applies solely to information collected through the Service and does not apply to information collected offline or through third-party websites or services not controlled by us.

By accessing or using the Service, you acknowledge that you have read and understand this Privacy Policy.

1. Information We Collect

1.1 Information You Provide Voluntarily

We may collect information that you voluntarily provide when you use Loan Calculator: Payment & APR, including but not limited to:

  • Email address
  • Loan-related inputs such as loan amount, loan term, and interest rate
  • Any information submitted through forms, calculators, or interactive features

You are not required to submit personal information to use the core calculation features of the Service.

1.2 Automatically Collected Information

When you access or use Loan Calculator: Payment & APR, certain information may be collected automatically, including:

  • IP address
  • Device type, operating system, and browser type
  • Language preferences
  • Pages viewed, features used, and interaction data
  • Date and time of access

This information is used to operate, maintain, and improve the Service.

1.3 Cookies and Tracking Technologies

We may use cookies and similar tracking technologies to enhance functionality, analyze usage patterns, and improve user experience. You may control cookies through your browser settings; however, disabling cookies may limit certain features of Loan Calculator: Payment & APR.

2. How We Use Information

Information collected through Loan Calculator: Payment & APR may be used to:

  • Provide and operate the Service
  • Perform loan-related calculations requested by you
  • Display comparison results and repayment schedules
  • Improve performance, accuracy, and usability
  • Communicate administrative or service-related notices
  • Detect, prevent, and address technical or security issues
  • Comply with applicable legal obligations

The Service is not used to make credit decisions or determine loan eligibility.

3. Information Sharing and Disclosure

We do not sell personal information.

Information may be disclosed in the following circumstances:

  • To service providers assisting with operation and maintenance of Loan Calculator: Payment & APR
  • To comply with laws, regulations, subpoenas, or legal processes
  • To protect the rights, property, or safety of the Company, users, or others
  • In connection with a business transaction such as a merger, acquisition, or asset transfer

All disclosures are limited to what is reasonably necessary.

4. Third-Party Services and Links

Loan Calculator: Payment & APR may include links to third-party websites or services. We do not control and are not responsible for the content, privacy practices, or security of third-party services. Accessing third-party services is at your own risk.

5. Data Security

We use reasonable administrative, technical, and physical safeguards designed to protect information against unauthorized access, loss, misuse, or alteration. However, no method of transmission or storage is completely secure.

6. Data Retention

Information is retained only for as long as necessary to fulfill the purposes described in this Policy, unless a longer retention period is required or permitted by law.

7. Your Privacy Rights

Depending on your jurisdiction, you may have rights regarding your personal information, including the right to access, correct, or request deletion of information.

Requests may be submitted by contacting: support@moneymindsetclinic.com

8. Children's Privacy

Loan Calculator: Payment & APR is not intended for use by individuals under the age of 18. We do not knowingly collect personal information from minors.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Updates will be posted with a revised "Last Updated" date. Continued use of Loan Calculator: Payment & APR constitutes acceptance of the updated Policy.

10. Contact Information

Loan Calculator: Payment & APR
Email: support@moneymindsetclinic.com